Page 43 - Real Rochdale Issue 10 Summer 2021
P. 43

LASTING POWER OF ATTORNEY






                                                                                  Lisa Davies, Solicitor at
                                                                                  Molesworths Bright Clegg,
                                                                                  explains the benefits of
                                                                                  giving someone you trust
                                                                                  the legal authority to make
                                                                                  decisions on your behalf if
                                                                                  you become unwell.



          Who will win at the Oscars?        There are two types of LPA;        possible, carrying out your
          How long will you live?            one covers property and            preferences and instructions
                                             financial affairs, the other       and sticking to their legal
          We can’t predict the future        covers health and welfare.         responsibilities. This helps
          but we can overcome                You can have the same or           families in distressing
          uncertainty by making a            different attorney(s) for each     circumstances, particularly if
          will, ensuring our wishes are      LPA.                               there could be a disagreement
          carried out after our death.                                          between family members.
                                             Losing capacity without
          How can we protect our             having an LPA in place could       LPAs must be made whilst
          future whilst living, though?      mean a person needing to take      you have mental capacity.
          We’re likely to live longer        charge over your finances, and     Your solicitor will ensure you
          nowadays, which could mean         sometimes health decisions,        understand the consequences
          losing capacity in later life and   would need to apply to the        of drawing up an LPA and that
          a longer period where you          Court of Protection for them       you aren’t under any pressure
          are incapable of making your       to be appointed as a deputy        or undue influence from any
          own decisions on your health,      for you. This is expensive and     third party to make one.
          welfare and financial affairs.     time consuming which would
                                             be avoided if you had an LPA       Once your LPA(s) are
          You could also lose capacity       in place. It could also be that    completed and registered
          at any time through accident       the person applying to court       with the Office of the Public
          or illness. You might decide       might not be the person you        Guardian, you can be certain
          you no longer wish to manage       would have chosen as your          both your financial affairs
          your affairs and let someone       attorney.                          and health and welfare will be
          else take care of them.                                               taken care of by your chosen
                                             The property and financial         attorney(s). Registration can
          Like having insurance, you         LPA allows attorney(s) to          be completed immediately or
          can prepare for the worst by       manage your bank accounts,         upon losing capacity.
          appointing someone you trust       claim your pension etc. They
          to act for you under a Lasting     can also pay your bills and        For peace of mind and,
          Power of Attorney (LPA).           deal with your other affairs       provided you have capacity to
                                             for you.                           do so, an LPA can be cancelled
          LPAs give your attorney                                               or changed at any time after
          power to help you to continue      A health and welfare LPA           registration.
          living, e.g. pay your bills,       allows attorney(s) to make
          decide what care you need,         necessary decisions regarding      Molesworths Bright Clegg
          pay for shopping etc. when         your care and medical              are able to assist in the
          you no longer have the ability     treatment. Your attorney(s)        preparation and execution of
          or desire to do this yourself.     would act in your best             your LPA and are happy to
                                             interests, consulting you when     discuss options with you.

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