Page 42 - Real Rochdale Issue 10 Summer 2021
P. 42

LASTING POWER OF ATTORNEY






                                                                                                                                                                                                         Lisa Davies, Solicitor at
                                                                                                                                                                                                         Molesworths Bright Clegg,
                                                                                                                                                                                                         explains the benefits of
                                                                                                                                                                                                         giving someone you trust
                                                                                                                                                                                                         the legal authority to make
                                                                                                                                                                                                         decisions on your behalf if
                                                                                                                                                                                                         you become unwell.



                                                                                                                                 Who will win at the Oscars?        There are two types of LPA;        possible, carrying out your
                                                                                                                                 How long will you live?            one covers property and            preferences and instructions
                                                                                                                                                                    financial affairs, the other       and sticking to their legal
                                                                                                                                 We can’t predict the future        covers health and welfare.         responsibilities. This helps
                                                                                                                                 but we can overcome                You can have the same or           families in distressing
                                                                                                                                 uncertainty by making a            different attorney(s) for each     circumstances, particularly if
                                                                                                                                 will, ensuring our wishes are      LPA.                               there could be a disagreement
                                                                                                                                 carried out after our death.                                          between family members.
                                                                                                                                                                    Losing capacity without
                                                                                                                                 How can we protect our             having an LPA in place could       LPAs must be made whilst
                                                                                                                                 future whilst living, though?      mean a person needing to take      you have mental capacity.
                                                                                                                                 We’re likely to live longer        charge over your finances, and     Your solicitor will ensure you
                                                                                                                                 nowadays, which could mean         sometimes health decisions,        understand the consequences
                                                                                                                                 losing capacity in later life and   would need to apply to the        of drawing up an LPA and that
                                                                                                                                 a longer period where you          Court of Protection for them       you aren’t under any pressure
                                                                                                                                 are incapable of making your       to be appointed as a deputy        or undue influence from any
                                                                                                                                 own decisions on your health,      for you. This is expensive and     third party to make one.
                                                                                                                                 welfare and financial affairs.     time consuming which would
                                                                                                                                                                    be avoided if you had an LPA       Once your LPA(s) are
                                                                                                                                 You could also lose capacity       in place. It could also be that    completed and registered
                                                                                                                                 at any time through accident       the person applying to court       with the Office of the Public
                                                                                                                                 or illness. You might decide       might not be the person you        Guardian, you can be certain
                                                                                                                                 you no longer wish to manage       would have chosen as your          both your financial affairs
                                                                                                                                 your affairs and let someone       attorney.                          and health and welfare will be
                                                                                                                                 else take care of them.                                               taken care of by your chosen
                                                                                                                                                                    The property and financial         attorney(s). Registration can
                                                                                                                                 Like having insurance, you         LPA allows attorney(s) to          be completed immediately or
                                                                                                                                 can prepare for the worst by       manage your bank accounts,         upon losing capacity.
                                                                                                                                 appointing someone you trust       claim your pension etc. They
                                                                                                                                 to act for you under a Lasting     can also pay your bills and        For peace of mind and,
                                                                                                                                 Power of Attorney (LPA).           deal with your other affairs       provided you have capacity to
                                                                                                                                                                    for you.                           do so, an LPA can be cancelled
                                                                                                                                 LPAs give your attorney                                               or changed at any time after
                                                                                                                                 power to help you to continue      A health and welfare LPA           registration.
                                                                                                                                 living, e.g. pay your bills,       allows attorney(s) to make
                                                                                                                                 decide what care you need,         necessary decisions regarding      Molesworths Bright Clegg
                                                                                                                                 pay for shopping etc. when         your care and medical              are able to assist in the
                                                                                                                                 you no longer have the ability     treatment. Your attorney(s)        preparation and execution of
                                                                                                                                 or desire to do this yourself.     would act in your best             your LPA and are happy to
                                                                                                                                                                    interests, consulting you when     discuss options with you.

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